# AI for insurance agencies and agents

Ship AI Studio builds AI workflows for independent insurance agencies with 10 to 500 people. It prepares renewals, certificate requests, and new business intake for your staff to approve. Licensed staff keep every coverage decision. Start with a $1,500, one-week AI Assessment that ends with a fixed build scope or a clear no.

Last updated: 2026-10-27

## Published prices

- [AI Assessment](https://www.shipaistudio.com/services/assessment): $1,500 for one week. One week on one workflow or agent: what to build, and what it is worth.

- [AI Build Sprint](https://www.shipaistudio.com/services/build-sprint): $5,000 for two weeks. One workflow or agent live in two weeks, with approvals and monitoring. One flat price.

- [AI Operations](https://www.shipaistudio.com/services/operations): $999 a month. We run your workflows and agents: monitoring, fixes, upgrades, and a monthly report.

## Workflows we look at first

### Renewal preparation

- Today: Account managers pull the policy, the loss runs, and the changes by hand, then rebuild the submission for each market.
- With the system: The renewal file is assembled from the agency system and the inbox, with the changes and the gaps listed.
- Your part: The account manager reviews the file and decides which markets get it.

### Certificate of insurance requests

- Today: Certificate requests arrive all day by email, and each one is checked against the policy by hand.
- With the system: Each request is matched to the policy, the certificate is prepared, and anything outside the coverage is flagged.
- Your part: Staff approve each certificate before it is sent. Unusual requests go to a person.

### New business intake

- Today: Applications and ACORD forms arrive as PDFs and emails, and someone retypes them into the agency management system.
- With the system: Fields are pulled from the forms, missing items are listed, and one request to the client is drafted for approval.
- Your part: Staff check the record before it is saved. Nothing is bound without a licensed person.

Coverage and binding: Licensed staff decide coverage, quote, and bind. The system prepares the file.

## The AI Assessment

One week on one workflow. For an agency, the week usually starts with renewals or certificates. We sit with an account manager, look at the agency management system and the inbox, and count the hours.

- A map of where leads, hours, and paperwork get stuck today

- What it is worth, in dollars

- Workflow or agent: which one fits, and what it needs access to

- A ranked plan with the tools, checks, and approval points

- A fixed Build Sprint scope, or a clear reason not to build

## Controls

- **A person approves.** Anything that goes out in your name, changes a record, or moves money waits for your yes.

- **Every action on record.** Each step is logged with its inputs, its source, and who approved it.

- **Scoped data access.** The system reads only the records the job needs. Nothing is copied out to train a model.

We build on the tools you already use: agency management systems such as Applied Epic, AMS360, HawkSoft, or EZLynx, carrier portals, document storage, and email. The Assessment confirms which ones we can reach and how.

## Questions and answers

### How much does AI cost for an insurance agency?

With Ship AI Studio, the first step is the AI Assessment: $1,500 for one week. A Build Sprint is $5,000 flat for one workflow or agent, live in two weeks. AI Operations is $999 a month to keep it running. The Assessment fee is credited in full toward a Build Sprint that starts within 30 days.

### What do we get from the $1,500 AI Assessment?

In one week we review one workflow with your team. You get a map of where the hours go, what the fix is worth in dollars, whether a workflow or an agent fits, a ranked plan with the approval points, and a fixed Build Sprint scope or a clear reason not to build.

### Will AI give coverage advice or bind policies?

No. The system prepares renewal files, certificates, and intake records. Licensed staff make every coverage and binding decision, and every approval is logged.

### Which tools do you work with?

We build on the tools you already use: agency management systems such as Applied Epic, AMS360, HawkSoft, or EZLynx, carrier portals, document storage, and email. The Assessment confirms which ones we can reach and how.

### Our team has no time to learn AI. Is that a problem?

No. We build it on the tools your team already uses, test it with them on real cases, and hand over a short guide. Your team approves the work. They do not build it.

### Do you guarantee results?

No. The Assessment puts a dollar number on the workflow before you spend more. If the number is too small to pay for a build, the readout says so and you stop there.

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Ship AI Studio, a DBA of desic · 5227 N 7th St #42323, Phoenix, AZ 85014-2802