How Does the Example Work?
Copper Treasury records 25,000 USDC gross activity, $75 processing fees, and $10 network fees. A separate record documents a $50 reserve hold. The bank posts $24,865.
Select Explain this deposit. The amount bridge uses the documented sample conversion: 1 USDC equals $1. Gross activity less $85 fees and the $50 hold equals the bank amount.
Inspect the three source groups dated October 11, 2026. The reserve remains separate from fees. Choose Save the reviewed match after checking the records.
The receipt names Elena and MATCH-CT-1011. The next step is to classify the reserve with the accountant. A missing bank record blocks the match.
What Potential ROI Could This Produce?
At 60% adoption, this example releases 23.4 hours monthly. Assisted time includes human review.
Labor proxy: bookkeeping, accounting, and auditing clerks. May 2025 BLS US means: $25.75/hour.
June 2026 US compensation supports a rounded 1.43 wages-plus-benefits factor.
| Input | Illustrative assumption |
|---|---|
| Monthly deposit reviews | 180 |
| Minutes, manual → assisted | 20 → 7 |
| Build and internal rollout | $6,000 |
| Monthly operations | $250 |
| Potential value | US example |
|---|---|
| Hourly wages + benefits | $36.82 |
| Monthly capacity value | $862 |
| Monthly net capacity value | $612 |
| First-year capacity ROI | 15% |
| Simple payback, months | 9.8 |
First-year cost: $9,000. Build assumes $5,000 service fees after credit and $1,000 internal rollout. Adoption is constant from month one. Slower adoption lowers returns. Long payback periods are mathematical extensions, not forecasts.
The allowance includes connector work, models, hosting, and internal support. Existing accounting software remains in place.
Released capacity is not automatic cash savings. These inputs are illustrative, not a Ship AI Studio quote. Internal support is included; optional $999/month AI Operations is extra. Use the ROI guide to replace assumptions.
What Needs Human Review?
The controller checks entity, period, conversion, and source completeness. Matching amounts do not approve accounting treatment. Measure review time and unresolved differences. Existing reconciliation rules may suffice. No funds move in this simulation.
Start with a Paid AI Assessment
Bring one close process to the AI Assessment. We examine sample exports, unexplained differences, review steps, and complete operating costs. The $1,500 AI Assessment takes one week. Receive a process map, ROI estimate, and build plan. The result is a fixed Build Sprint scope or a reason not to build.
The fee is credited toward a $5,000 Build Sprint starting within 30 days. Review the AI Assessment scope.