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AI for financial services. Every exception reviewed.

For wealth managers, insurance agencies, lenders, and payments teams with 10 to 500 people.

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Wealth management and RIAs · Insurance agencies and MGAs · Lenders and mortgage · Fintech and payments ops

Published prices
AI Assessment
$1,500for one week
AI Build Sprint
$5,000for two weeks
AI Operations
$999a month
The fix · Financial servicesReadout
#WorkflowWorthCall
01Application and onboarding intakeHours a weekBuild first
02Deposit and settlement reconciliationDays off the closeBuild
03Payment and transaction reviewAnalyst time per caseLater
04Suitability and lending decisionsStays with a personClear no

A person decides suitability, lending, and underwriting. The system prepares the file.

Three industries, one playbook.

One firm, three industries. Each gets a priced plan, a working system, and a log of everything it did.

Financial services

Onboarding, reconciliation, wire releases, and advisor operations, built for compliance review from day one: every action logged, each tool limited to its own data.

Private equity

Put AI to work across portfolio companies without adding headcount: an assessment for each company, ranked by what each workflow is worth, and one team that builds and runs it.

Digital assets

Deposits explained from on-chain activity, partner research with the sources attached, and payment review notes prepared before the decision.

Three workflows worth building first.

  1. 01 · Hours a week

    Application and onboarding intake

    Each packet or application arrives as a clean record, with the missing pieces requested.

    Today
    Someone re-reads every packet, chases the missing signature, and retypes the rest into the CRM.
    With the system
    Fields are pulled from the forms, conflicts are flagged, and one request goes to the client.
    Your part
    Compliance sees one review list. Nothing is opened or funded until a person signs off.

    An onboarding packet where the address does not match the ID: one request to the client, the account held until it clears.

    Watch this workflow run
  2. 02 · Days off the close

    Deposit and settlement reconciliation

    Deposits, settlements, and the ledger lined up every day, with every difference explained.

    Today
    The controller matches deposits by hand and explains each difference in a spreadsheet.
    With the system
    Matches are made from the sales, fee, and settlement records. Only the unexplained differences reach a person.
    Your part
    You confirm each explanation before it is recorded.

    A $50 processor fee behind a deposit that is short, found and documented before the close.

    Watch this workflow run
  3. 03 · Analyst time per case

    Payment and transaction review

    Review notes prepared from your signals, so the analyst decides instead of assembling the case.

    Today
    A payment rule creates a backlog, and every case starts with an analyst gathering the same facts.
    With the system
    Each flagged payment arrives with the signals, the account history, and the rule that fired.
    Your part
    A person makes every approve-or-decline decision. The note and the decision stay on record.

    A payment review note that compares the rule's workload against the fraud it caught last month.

    Watch this workflow run

See where AI pays in your firm.

Add your website. Six questions. A free report in two minutes.

Optional. We check if AI agents can read it.

See it run before you commit.

Recorded on fictional records. A person reviews before anything is saved.

Demo · Resolve two application issues with one clear requestFictional records

Resolve two application issues with one clear request

Find the address conflict and the missing proof. Prepare one request for the applicant.

Demo · Find the $50 fee behind a bank deposit differenceFictional records

Find the $50 fee behind a bank deposit difference

Connect the sales, fees, and settlement memo. Confirm the explanation before recording the match.

Demo · Prepare the payment review note before the decisionFictional records

Prepare the payment review note before the decision

Bring payment signals into one note. Compare the rule's workload and the fraud it missed.

All demos

The controls your compliance team will ask about.

We describe what we build, not a certification we hold. Your compliance team reviews the rules and the log before go-live.

  1. A person approves

    Anything that moves money, changes a record, or goes out in your name waits for your yes.

  2. Every action on record

    Each step is logged with its inputs, its source, and who approved it.

  3. Scoped data access

    The system reads only the records the job needs. Nothing is copied out to train a model.

Santos Hernandez was the founding product hire and later VP Data at ZBD: $0 to $12M ARR, the EU's first MiCAR approval, and money transmitter licenses in 26 states and D.C. Before that: American Express, Bank of America, Vanguard, Wells Fargo, and Discover. The person you talk to builds it.

Meet the founder

Start small. Prove it. Then grow.

The Assessment is credited in full toward a Build Sprint within 30 days.

Compare all prices
  1. 01 · Find it

    AI Assessment

    $1,500One week

    One week on one workflow or agent: what to build, and what it is worth.

    • Workflow or agent: which one fits
    • What it's worth, in dollars
    • A ranked plan, and a fixed scope or a clear no
    About the Assessment
  2. Most teams start here
    02 · Build it

    AI Build Sprint

    $5,000Two weeks · flat

    One workflow or agent live in two weeks, with approvals and monitoring. One flat price.

    • A workflow or agent live, on your tools
    • Approvals and monitoring built in
    • 30 days of fixes after go-live
    About the Build Sprint
  3. 03 · Run it

    AI Operations

    $999Per month

    We run your workflows and agents: monitoring, fixes, upgrades, and a monthly report.

    • Up to 3 workflows or agents, 8 hours a month
    • Monitoring and a monthly report
    • A 30-minute monthly review
    About AI Operations
  4. 04 · Scale it

    Custom

    QuotedAfter a call

    Several workflows and agents, an AI organization, or data, design, and brand together.

    • Priced before work starts.
    • One team across the program
    Talk about a custom program

Credited in full toward a Build Sprint that starts within 30 days.

Also built forPrivate equityDigital assets

Before you book a call.

01Will this touch client money or client records on its own?

No. A person on your team approves anything that opens, funds, moves, or changes a record, and every approval is logged.

02Our compliance team will want to review this. What do they get?

The approval rules, the list of systems the workflow reads, and a sample of the log before go-live. We show the controls and your team signs off on them.

03Which systems can you connect to?

The CRM, custodial or policy platform, loan system, processor, bank feed, and document store you already use. If a system cannot be reached safely, the Assessment says so.

04We're a 12-person RIA. Is that too small?

No. Ten to 500 people is where we do our best work; under ten, there is usually not enough repeat volume to pay for a build.

Start with the packet, the deposit, or the review queue.

A free call with Santos. Bring the workflow that costs your team the most each week.

Book a callCompare all prices
  • $1,500 Assessment, credited toward a build
  • $5,000 flat, live in two weeks
  • A person approves every exception

Ground track · wherever our clients operate